StudySurance Insurance Guide
Get clear answers to help you choose the right student insurance.
Whether you’re an international student or part of a student organization, this guide explains everything you need to know — in simple steps. We help you compare plans, understand your options, and choose what suits your situation best.
How the Comparison Tool Works
To give you the most relevant insurance plans, we ask you to answer four quick questions:
Destination
Where will you study? Insurance requirements differ per country.
Age
Your age helps us find the right plans and calculate the cost (premium)
Insured Amount
Choose the maximum amount your insurance should cover.
Covered period
Select how long you need insurance: from 1 day up to 72 months.
Your answers help us match you with plans that fit your needs — quickly and clearly.
Plan Categories: Top, Comfort, Basic
We offer three plan levels to match different needs and budgets:
Top
Most complete coverage, highest protection, extra benefits.
Comfort
Solid coverage and good value for most students.
Basic
Essential protection at a lower price.
How to Choose the Best Plan
Choosing the right insurance plan depends on what matters most to you. These 10 key elements help you compare options and find the plan that fits your needs:
Area
This is the place or country where the insurance gives you protection.
Customer Support
The insurance company offers 24/7 help.
Plan
This is the type of insurance plan you can use to get protection ( Top, Comfort or Basic )
Age
This is the age group of people who can use this insurance plan.
Deductible
This is an amount of money you must pay yourself before the insurance the insurer starts paying.
Insurance company
This is the company that offers and manages the insurance plan.
Cancellation policy
These are the rules you must follow if you want to stop or cancel the insurance plan.
Insured amount
This is the highest amount of money the insurance will pay for your claims.
Premiums
This is the amount of money you pay every month for the insurance plan.
Coverage period
This is the total time that the insurance plan will protect you.
Language
This is the language used in documents and when you ask for help.
Extra Travel Protection
Planning to travel outside your main study destination during your stay abroad? Some insurance providers offer optional travel coverage for additional protection – such as medical emergencies, trip cancellations or lost luggage.
If you need this extra coverage, you can arrange it directly with the insurance provider after choosing your main plan.
What’s Included Beyond the Key Elements?
In addition to the 10 key elements that help you compare and choose the best plan, some insurance options also include extra coverage of services.
Accidental Death & Repatriation of Remains
Help if something serious happens abroad
Mental Health Services
Support for emotional or psychological care
Prescription Medication
Coverage for medicines you need
Dental Care (Routine or Acute)
Treatment for regular or urgent dental problems
Maternity care
Support during pregnancy and childbirth
Sports and recreational coverage
Doctor Visits
Costs for regular of specialist consultations
Personal liability
Protection if you cause damage or injury to others
Vision Care
Not all plans include these. Always check what is covered and choose what fits your personal situation best.
Extra Services
Some plans include extras like doctor video calls, travel assistence, or mental health support, access to a moblile app, or 100% online service
Pre-existing conditions
Coverage for health problems you already had
Physical therapy
Recovery support after injury
Hospitalization
Costs if you stay in a hospital
Medical Evacuation
Transport to another hospital or country if needed
Tip: It’s important to review which extras are already included and which can be added, so you get a plan that truly fits your needs.
Choose the plan that gives you the right balance between protection and price.
Need More Help?
Still need help? We're here for you.
Did this Insurance Guide answer your questions? Great! If not, don’t worry – you can:
- Check our FAQs for quick answers
- Contact us via the form
We’re happy to help you find the best insurance - every step of the way. Not sure yet?
- Answer 4 simple questions
- Find and compare your best match that fits you best
Ready to Find the Right Insurance Plan?
The Insurance Guide helps you take the first step. By answering four simple questions, you’ll see which plans fit your situation best — based on your destination, age, coverage needs, and how long you need insurance.
It also helps you reflect on what extra coverage or services you may want or need, like mental health support, dental care, or travel protection.
Now that you know what to look for, let’s get started.
Answer the questions and discover your best match.